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There Is No Access To The Law For Everyone

Access to justice depends on how much you can afford to pay

Justice for AllOne of the most basic principles of any civilised society is the rule of law. Take away the law and you have anarchy and chaos.

However one of the basic principles of the rule of law is that everyone has equal access to the law. If the law is only available to the rich, and a large proportion of the population are unable to access legal redress, then this makes a mockery of the rule of law.

Unfortunately in this country access to the courts and the law is restricted. Despite the fact that we have a legal aid system the availability of access to the courts for most people is restricted by limited funding.

There’s a new report out on access to legal aid Continue Reading →

The Injustices of Current Interest Rates

Interest rates close to zero are hurting the retired.

sad Way back in 2008 we had a financial crisis. I’m sure you remember it, for a while there was every possibility that the world would descend into recession or possibly even depression. It was a very serious financial catastrophe.

The financial crisis was caused by some of the wealthiest, most powerful and connected people in the world, the people who control the US banks. The US banks, in effect, held the world to ransom for a period of time, and it was only because of the good graces of the taxpayer that they were rescued.

The bottom line is that the principal motivation behind the actions taken by the banks over the preceding decade or so was greed. Some seriously wealthy people were attempting to use every trick in the book to increase financial returns.

It backfired, and it backfired seriously, and plenty of people hurt as a result. Continue Reading →

How Does the Canadian Healthcare System Work?

The health system isn’t perfect, but which health system is now?

healthThe health care system of Canada provides publicly funded health care to (almost) all Canadian citizens. Whilst the Canadian healthcare system is not perfect it is considerably better than some, notably the US health care system. However it could certainly be improved.

The health care system in Canada is known as “Medicare” by residents although this is not the official name. It was set up under the provisions of the Canada Health Act of 1984.

One of the difficulties in launching and maintaining the health care system in Canada is that Canada is made up of provinces, with their own separate governments, as well as a Federal government. Under the Constitution Act of 1867 it was the provinces that were responsible for establishing, maintaining and managing hospitals and other similar institutions. Continue Reading →

Access to Higher Education is a Right not a Privelege

Access to education is an issue of social justice

One of the biggest social justice issues for young people is the cost of education. An education is the basis of a rewarding and lucrative career, but if the young person is unable to pursue an education then that career is unavailable to them.University Library

Everyone should have the same opportunity to pursue a chosen career. No one should be excluded on the basis that they are unable to afford the cost of education.

The cost of education in Canada is rising fast. And one of the biggest issues the students involved in further education is the cost, as well as the debt burden that affects so many students once they have finished their chosen course. Continue Reading →

Why Mexican-Americans are Called “Stupid”

Divided AmericaA land of ethnic diversity, America is filled with minorities like African-Americans, Mexican-Americans, Muslims, Filipinos, Chinese, and more. These minorities are often subject to discrimination in many areas of life like education, work, and healthcare.

Hispanics often report cases of discrimination in the workplace. They complain of less access to training programs and advancement opportunities and proper compensation. It is also widely documented that an average Hispanic earns a lot less than an average white, non-Hispanic person. For instance, a Hispanic female earns only 54 cents of every dollar earned by a white female.

But is this discrepancy between the wage of Hispanics and whites caused by discrimination per se? Do employers necessarily give Hispanics low-wage job positions?

Several analyses show that Hispanics earn less than whites primarily because of low levels of human capital characteristics, such as education and English literacy.

Hispanic Education

The percentage of dropout students among Hispanics is very high. In 2012, more than a thousand high school students dropped out of school, a ratio of 1 dropout in every five completers.

In 2011, not more than 30 percent of Hispanic students graduated from high school. Less than 4 percent proceeded to get advanced college degrees.

Although there is an overall increase of educational opportunities for Hispanics, Latino teenagers are still not faring well in their studies. The mathematical and reading skills of Hispanic high school seniors are the same as that of 13-year old white students. Why is this so?

The Suppression of Bilingual Education and Mexican Studies

The American education system highly favors those that can speak English fluently, therefore displacing and discriminating Hispanics who are beginners in the English language. Instead of placing them in more need-responsive classes, they are regarded as “stupid” and illiterate. This has a very huge impact on Hispanic students’ self-esteem.

In response to this, there had been a move for the implementation of bilingual education throughout America. However, it was tagged separatist and un-American so the movement did not go far.

Educators are now pushing for the liberalization of Mexican American Studies. This curriculum will present lessons to Hispanics through their own viewpoint. They will learn history, literature, science, and arts through a Hispanic lens. This way, they will not have to be discriminated in a white education system.

 

How Binary Options Trading Is Making the Lives of Disadvantaged People A Little Bit Easier

Everyone deserves to have access to basic social services such as food, shelter, healthcare, law, etc. Unfortunately, no society one Earth is able to achieve such a feat. Even in the most developed nations, people still do suffer, and this is because of so many factors. Of course, this does not mean that giving everyone equal access to social services is impossible. I believe the opposite case to be true, and I also believe that it is possible to achieve it in this lifetime. For now, though, people unfortunately still suffer from inequality.

The good news, though, is that there are many ways people can gain access to social services. Sometimes, it really is just a matter of taking advantage of the right things. One of these things happens to be binary options trading. Through binary options trading, so many people from all over the world are now able to afford the best healthcare and education for their families, among other things. The reason why I am actually writing this post is to talk about this. Hopefully, by doing so, I end up helping disadvantaged people gain a fair advantage in life.

How exactly does one do binary options trading? To do binary options trading, people just have to buy options for a certain underlying asset and then guess which direction the price of the asset will move in. A correct guess will lead to one earning a fixed amount of profit. No matter how much the price of an asset increases or decreases, a person will end up earning a fixed amount of money that was known to them right before they initiated a successful trade.

Of course, there’s more to binary options trading than what I have mentioned. For one, people need to find a binary options brokerage that actually offers its clients an amazing working relationship. For most people in Canada and the UK, the best binary options brokerages happen to be Banc de Binary Canada and Banc de Binary UK, respectively. There are many reasons why people from both territories think that both brokerages are really amazing. For one, both brokerages are regulated by CySec. For this reason, people can be sure that both brokerages will never work to scam them.

“My name is Adele Bangalter, and I happen to be a Canadian artist. Although being an artist is my main job, I do a lot of binary options trading on the side. This is because as an artist, I don’t earn a lot. If it weren’t for Banc de Binary and binary options trading, I wouldn’t be able to afford healthcare, among other things,” Bangalter told us.

Binary options trading is not the perfect solution to the social inequalities the world is facing, but for the meantime, it is enough to actually get people to have access to so many necessities in life previously out of their reach. We should continue to fight for equality, but at the same time, we should also commend venues such as binary options trading for making the lives of so many people from all over the world so much easier.

Keeping your Wedding Classy on a Budget

Whether you are planning it yourself, or have hired someone in your place, planning a wedding is a huge task and takes a lot of preparation. Now add all of that plus the stress of maintaining a budget and you could find yourself in trouble very quickly. With the average wedding running anywhere from $20-30,000 it is important to maintain a proper budget in order to avoid going bankrupt on your first shared financial investment as a unity.

 

The Location

Depending on how you plan your budget, this could be the most expensive part of planning your wedding. Rather than picking the first place that you like, shop around for other venues that offer better deals. Or, if you have a friend that owns a large enough property, you might ask them if you can host your wedding at their house. On top of this, try to avoid Saturdays, as these are the most common wedding days so many vendors raise their prices on these days.

 

Apparel

This is a huge decision in itself and the bride’s dress alone could cost several thousand dollars. If you have the eye for designer dresses, but not the pocket size, consider checking out designer sample sales, they often provide great discounts. Rather than purchasing the suits for the Groom and grooms men, simply rent them for the day. This will take thousands of dollars off of your budget. Don’t forget about the flower girl’s dress, although you can rent these as well, there are many places you can find them cheap such as http://www.girlsee.com.

 

Center Pieces

Although you can simply buy center pieces, you are probably going to spend more on your budget than you initially planned. By buying certain items in bulk and building your own personal center pieces, this also will give your wedding a certain feel of originality.

 

Keeping wedding costs to a minimum while still maintaining a classy look and feel can be a rather difficult task. However, by shuffling things around and finding discounts where you can, you are sure to be able to keep your wedding within budget.

                                                                                                                        

How the Underprivileged Can Break in to the Medical Career They Deserve

It’s still always a shame to read the unemployment numbers. Or consider the ratio of unemployed people to job vacancies.
What’s worse is most people suffering from unemployment are those who have always been suffering – the underprivileged.
All jobs need employees who are highly qualified, but some demographics simply have more resources to get qualified in the first place.

Work experience can never be replaced. For someone who wants to break in to a medical career, the answer is to find an entry level position that will give you the stepping stone skills for any medical profession. In the quest of looking for professions that would lead to greater employment rate and lower financial input for being qualified for the position, alternative medical practices has surfaced as one of the potential answers. Those individuals who do not have the access or resources to acquire a full term 5 years of medical education can still become respectable and successful medical practitioners by opting a field of alternative medical practice and gaining a recognized and relevant certification. Here are a few benefits of increasing awareness regarding alternative medical practice.

Finding the Perfect Entry Level That ANYONE Can Apply For

ged family can change its social status and financial conditions is by becoming employed in a professional job to build skills. By increasing the awareness of the small yet highly demanded medical professions that are needed in every health providing facility, the underprivileged can change their social class and lifestyle by a steady and reputable source of financial income.

Consider Practicing in Any Medical Environment – Like Alternative Medicine

Alternative medical treatment and therapies have gained popularity due to its natural healing applications without having any side effects. If the fact can be spread out amongst the masses, chances are that those who are in an age where time and energy can be invested in developing useful skills can steer their careers in a direction that has high demand. It would ensure employment at the end of the day, that too in a faculty that would keep growing with opportunities rather than becoming stagnant as the fad diminishes with time.

Find Formal Training Institutes or Classes at Community Colleges

There are many excellent formal training institutes that have emerged in the faculty of alternative medical practices. By its emergence, the production of well qualified and trained alternative medical practitioners has become possible, for instance phlebotomists can now pursue a formal career by attending phlebotomy schools and become professionals, for more on the school information click here. The supply and demand of phlebotomists can be matched by increasing the awareness of this field of study.

Continue Your Education. Always Be a Learner

The alternative medical treatment field promotes its professionals to upgrade skills and talent by attending continuing education programs mostly on the account of the health facility where they are employed. It is an excellent opportunity for growth and career progression, for example read this story to learn how to be a phlebotomist and then explore the possible future growth opportunities in this alternate medical field. Being qualified in a field that requires minimal personal finance and maximum professional growth that too with jobs currently present, can be a great step towards a positive career.

Poverty in the Philippines amidst Pork Barrel Scam

Philippine BoyThe Philippines is one of the countries known for notorious political turmoil. Think about the Martial Law and President Estrada’s impeachment. A lot has happened in the political arena of this Asian country and these sure have a huge impact on the lives of Filipinos.

The most recent controversy is Janet Lim-Napoles’ alleged malversation of public funds. Exposed by her personal assistant Benhur Luy last July 2013, Napoles was detained and went on trial on the charge of stealing the pork barrel funds of Philippine senators. She allegedly stole more than ₱10 billion.

Where does this put the millions of hungry Filipinos?

The Priority Development Assistance Fund or PDAF is a fund allocated to senators which is supposed to fund projects for the Filipinos. The annual allocation of ₱200 million to every senators and ₱70 million to every member of the House of Representatives are supposed to fund housing, livelihood, education, and financial assistance projects. The benefits of these programs didn’t reach the 4.2 million poor Filipino families.

As a response to the PDAF scandal, the Aquino administration decided to freeze the PDAF of 2013. Was this a smart move?

Although the intention was to hold the PDAF until stricter guidelines were in place, the results were tragic. Thousands of scholars depended on pork barrel funds for their education. Almost 200,000 students lost their scholarship, with no other alternatives offered by the government.

Poor municipalities that relied upon the PDAF for infrastructure and education funds were left hanging. Countless Filipinos were hurt by the suspension of pork barrel funds.

Despite these consequences, social activists are calling for the abolition of PDAF. According to them, creating more rules will not stop the misallocation of pork barrel funds. Corruption and patronage in the Philippine politics are too firmly-rooted and wide-spread to be mitigated by mere rules.

While this premise makes sense, abolishing PDAF will ultimately hurt the Filipinos, whose welfare should be the main priority in the first place.

Some political analysts and activists are calling for alternatives to PDAF allocation. Instead of allotting the pork funds to senators and representatives, they are pushing for the transfer of public funds directly to the implementing agencies.

The Price of Water: The Bolivian Fight for Water and Life

April 2000. Bolivian streets were filled with angry civilians with banners and a lot of words to say. The City of Cochabamba saw for the first time the mass gathering of social activists who simply couldn’t have any more of the water price hikes in their land. Many were injured and some even died from tear gas and rubber bullets showered on the revolting mass. The War on Water began.

One year ago, in 1999, the government of Bolivia sold the country’s water system to the Bechtel Corporation. Privatizing the country’s water was World Bank’s sole condition for the renewal of $600 million USD debt relief. The city officials of Cochabamba then sold the municipal water company SEMAPA to the Bechtel-controlled Aguas del Tunari. From $12, monthly water rates hiked to $25, a 35 to 50 percent increase. Families were earning a monthly average of $100. How were they going to pay for water?

Fast Track to 2014. How is the state of water availability in Bolivia?

The residual effect of the Water Wars can still be felt today. Since the internationally-known social unrest in 2000, Bolivian politics underwent massive changes. Then President Hugo Banzer was replaced by President Evo Morales in 2006, one of the leaders of the 2000 uprising. The Bechtel Corporation was pressured by the international community to lower its prices and eventually revoke its contract. In 2009, President Morales banned water privatization and declared it a human rights violation under the new Bolivian Constitution.

The water is now free.

But the people of Bolivia are yet to see an era of complete water freedom. Water scarcity is spread throughout the nation and this causes serious poor sanitation problems. As of 2012, only 71 percent of rural area residents have access to clean and safe water. The Morales administration is currently facing a daunting challenge of fair and efficient water distribution to the land.

The right to water, therefore the right to life, is supposed to be inherently granted, no questions asked, no wars needed. When capitalists start to grab hold of natural resources like water, then we know that they are not stopping until they squeeze the last drop of coins they can, often at the cost of countless human lives.

Garden Trampolines, Privacy and The Law

trampolineErecting a trampoline in your back garden sounds like a great idea for the kids, doesn’t it? They can play on it during the summer months and it will tire them out. Indeed, most trampolines can now be easily stored in the winter months and they don’t take up much space in the garden.

You go out and get the best trampoline available from Trampoliners.com for your children and everything is fine; or is it?

The law regarding privacy and back yard trampolines can be blurry at best and downright conflicting and confusing at worst.

Let us look at a recent example of case law.

A family with two kids buys a trampoline and put it in their back garden. The trampoline can propel the kids (or any adults on it as well) to a height of 14 feet however the fence separating their garden with the neighbors is only 9 feet tall. No-one wants to begrudge kids having fun in their own garden however they are on the trampoline every day and they can see directly into their neighbors’ house.

The neighbor tried unsuccessfully to argue that this was a breach of privacy in court. It seems as though the local laws didn’t take this into account and it wasn’t considered to be intrusive or have any effect on privacy no matter what level of the court system that it went to.

The family might have bought the best trampoline for kids via the Top ratings based on 2014 models however that doesn’t mean that it has any less impact on privacy. The difference is that the law won’t recognize it as such, not at the minute anyway.

So if the law isn’t going to help you here then what can you do?

For a start the best way to resolve any dispute like this is to take it to the source of the problem. Obviously taking the law into your own hands is a big no-no regardless of how tempting it might be however in our experience reason, negotiation and plain old common sense usually prevail in these situations.

If you can’t get the law on your side then talk to your neighbors about making a compromise. This can be using the trampoline at certain times of the day and avoiding other time periods or moving it away from the fence itself. Indeed, even extending the fence height is an option as well.

The law protects us against many things however invasion of privacy due to a trampoline is not an area where it has extended to as of yet. It is worth looking into your local laws to see if it can breach noise regulations depending on when it is being use at night however unfortunately privacy laws don’t extend this far.

As we said, kids and families have a right to have fun in their own back garden however this shouldn’t come at the expense of their neighbors and good old negotiation is needed where the law doesn’t extend.

Pros and Cons of Hiring a Public Defender

publicdefenderThere are two distinct types of lawyer – a public and a private one. Obviously, a private lawyer is someone who either has his own firm or who works for a private-owned law firm. A public defender is someone who works for the government either federal or state government. Both of them own pros and cons but most of the time, weighing it becomes a huge challenge.

Advantages

One of its main advantages would be money-wise. Most clients don’t have to pay a public lawyer to provide them the services they need. This is usually the option of clients who know they’re at the right path, or clients who need any form of legal defending but cannot afford t pay a private lawyer. Many people also consider a public lawyer mainly because of their range of experience. Unlike private ones, public lawyers are faced with different cases each day. They handle various types of clients who are problems tic with different legal cases. Unlike private lawyers who can choose whether or not they want to handle this client.

Another reason why public lawyers are considered better is because of their social connections. While private lawyers are connected with fellow lawyers, public counsels are also connected with judges. This is one highly positive aspect in the sense that judges are more knowledgeable in many issues and sharing this knowledge with public attorneys is nothing but allowed. On that note, you can expect public counsels to know a lot of techniques and tricks to legally defending their clients despite the rough situations.

Disadvantages

Based on what a Tulsa Attorney once said, more info or too many details stuffed in one’s brain is not healthy anymore. This is characteristic of public defenders. They handle too many cases; sometimes more than what they’re supposed to be allotted with. But because they are “public employees” they can rarely say no to a client. With too much going on in their daily life, chances are your case will not be handled well. This is very risky for if it’s not dealt with properly, you might end up in jail or perhaps pay fines you’re not even supposed to.

Aside from the heavy workload, it’s also uncommon for public defenders to spend ample time with their clients. Working closely with clients is a must and meeting should be done more often. But in a public lawyer’s case, this is often skipped. They have too many clients and too many workload that most of the time, they contact with clients only over the phone. A lawyer with a hectic schedule may not be as effective as how they’re supposed to be.

Whatever type of lawyer you opt for, it’s best to spend enough time seeking for one. Consider your case and whether or not it’s that crucial. You should also mind your budget and if it’s next to impossible to hire a private lawyer, you should at least hire a public defender that is not loaded with clients and cases.

How Beauty Affects a Woman’s Self-Esteem

Beautiful woman laughingThere are many factors that affect a person’s self-esteem and beauty or physical appearance is highly affected. Women are known to be more conscious about their physical appearance but because the society’s judgment is thrown at any time to any target, men are also increasing their degree of physical charisma. Self-esteem affects many aspects of a person’s life thus; it also means people often aim to look better. Some are contented with the best curling iron available at WooCurls.com or any other stores while others spend more for cosmetic procedures. But in what specific ways does physical appearance affect a woman’s self esteem?

Reflection to one’s self

This is where it all starts. What you see in front of the mirror everyday and what thoughts enter your mind will dominate your entire day. In most instances, it will dominate your entire life. If you don’t like your looks because you have excess fats or because you’re natural hair color is not what you want, most probably you will start making alterations. From getting your hair colored to undergoing different diet regimes and workout routines, all these will become part of your life. In most instances, when a woman starts making such minor changes, there’s a big chance that she will soon go for major changes. This is mainly because one small flaw can transform into multiple flaws that a woman instinctively needs to improve to look better.

What people say

Of course, the public judgment has something to do when it comes to self-esteem. Confidence is mainly derived from one’s outlook about herself and what she hears from others. Even if you see yourself as a pretty lady, if you can’t help but listen what others are saying, you’ll probably end up thinking which aspect of your physical appearance needs change. Apparently, you cannot stop people from judging and commenting about how you look. It’s up to you to control your thoughts and emotions towards them. There are many women around the globe who undergo various cosmetic operations just because they think people are always looking down at them. Bear in mind that your confidence is the key to your success and if you will become a prisoner of the society’s thoughts then you will always be far from your dreams.

Playful thoughts

You cannot always look for the best curling iron for thick hair and then depend on ratings for irons alone. You should also consider your own thoughts about the product. Similarly, you cannot just blame your physical appearance to whatever failures you’re getting. You should also bring in a better perception of beauty in your life. yes, beauty has a lot to do with one’s self confidence but the wrong thing is, people often think that beauty is also always the solution. A person’s self-esteem depends on many things but above all, it should depend on your outlook in life. Therefore, your outlook should always be positive. A likable physical appearance based on your preferences will just come next.

Apple’s CEO Makes Speech About Benefiting Humanity Through Technology

Apple has long been a company that I have admired.

While many of my colleagues think that corporations the size of Apple are inherently unequal and that popular devices like the iPhone appeal to rich owners rather than those living and working in poor conditions, I think differently.

Apple as a company has done a lot for social issues and they recognize that there is a problem in society with equality and they try and find a solution to this. Indeed, one of their main beliefs is benefiting humanity through tech devices such as the iPhone and the iPad and Apple have tried to make them more cost effective.

The CEO of Apple Tim Cook recently updated this ethos and made a speech that showed Apple’s vision for the future. He spoke of empowerment for people through tech devices and while this won’t happen over the course of weeks or months his desire to change the tech market is encouraging.

I created a blog post update before and talked about how the Apple iPhone and related devices could be made more affordable to those in need. While ordinary people can benefit from buying a cheap second hand iPhone and then finding a iPhone 5 jailbreak to improve the device they shouldn’t have to go to these lengths. Indeed, in my blog post I talked about an iPhone community scheme where areas can buy up lots of Apple products and offer discounted deals to people who couldn’t afford these devices normally.

Access to tech and products that improve lives shouldn’t be confined to those who can afford it. Many people see the Apple iPhone as a fashion icon and not something that is worthy of a social issue. But this is the problem: an iPhone or even another tech device like it can significantly improve someone’s life through numerous means and access to technology is as much a human right as anything else.

Indeed Tim Cook spoke of how the Apple iPhone and various other Apple devices are being used more and more by those with disabilities. There has been a whole new range of Apple users who have hearing, sight or another problems and it seems as though Apple have found a solution to this when it comes to accessibility. What I took from the speech was very encouraging and Apple has a lot of potential to do good in this world and benefit people in general.

In saying that, I am not getting carried away with recent developments. I have seen people let down by companies like Apple before and while I like their products such as the iPhone and iPad I still think they should do more to increase access to their devices for people who are in poverty. A smartphone is a good device to have but useless if you do not have the means to buy one and I hope Apple have some things in the works to address this.

There are still many questions I would love to ask Apple about their iPhone and the new devices about to hit the market however I will pose just one in this post: what is being done to make the iPhone more affordable for the poor?

Hopefully they can answer this with actions rather than words.

Safe, Healthy Air to Breathe at an Affordable Price

priceIf there is one thing that irritates me beyond belief it’s the things that people with money take for granted. Basic needs, such as a warm house in the winter or air conditioning in the summer, things that poorer people simply cannot afford.

Heating is something that everyone should be entitled to have reasonable access to, as well as being able to keep cool in the hotter months of the year.  Unfortunately, not everyone can afford to pay the price.

The True Cost of Being Poor

Many houses already have an HVAC system built in. Only those that are wealthy enough can afford to keep them going all year round. And, only those that are wealthy enough can afford to replace the filter every 3 months.

Many of those who are poorer may be able to afford one filter every year but that simply isn’t enough to ensure the health and safety, not to mention the comfort of those who live in the house.

Filters that are not changed regularly have a tendency to clog up. This stops them from being effective at clearing the air of dust, pollens and bacteria, which leads to a downturn in health. Filters that are not replaced regularly also gradually stop the HVAC system from working effectively.

This means these people will freeze in the winter and boil in the summer. This means these people don’t get to benefit from all round comfort or be able to enjoy good health all year round.  Unfiltered air is unsafe air.

Filtering out the bad

Filters used to be quite expensive to buy and replace. Now though, there is an alternative available to those on lower incomes. Now, they can buy wholesale filters. I found a great website that sells filters on a wholesale basis, called http://wholesale/airfilterbuy.com/.

It’s a great site that lets you buy filters in packs of 3 or 6 at wholesale prices. That’s the equivalent of one or two years’ worth of filters, for not much more than the cost of one.

Now it’s easier than ever for everybody to take advantage of things that should be available to all, not just those who have plenty of money

How Poor People Benefit from Reforms in Canadian Personal Injury Law

Although our country is much better off compared to many other countries from an economic standpoint, many of Canada’s citizens still don’t have “access to justice.” The best lawyers are not able to represent the financial disadvantaged population of Canada for many reasons, and this leads to the poor not being able to achieve justice despite it being their right. The good news, however, is that even the poorest are slowly gaining access to justice. When it comes to personal injury law, the country has improved to the point where many poor people can now gain rightful compensation for whatever hurt they have gone through. The reason why I am writing this post is to talk about how many poor people who happened to be personal injury victims have achieved justice through changes in the legal system. By doing so, I hope to make more people hopeful about this country’s justice system.

When one really looks at it, one realizes that Canada’s personal injury laws have really improved. Because of this, many lawyers are now confident about representing even the poorest personal injury victims. Because the laws are now fairer, both lawyers and victims can now be confident that they can win their case even without money. So long as a victim’s accident really is the fault of another party being negligent, a victim can be assured that they will get maximum compensation for whatever hurts they have suffered through. It doesn’t matter whether it’s a workplace injury, a car accident, or even wrongful death – so long as a party has a valid claim, a personal injury lawyer can help them achieve the justice they deserve.

One financially disadvantaged person who had been able to benefit from the positive changes in the country’s personal injury law is Mark. Mark got involved in a car accident because of a drunk driver. Due to the accident, Mark became disabled and became unable to work. However, thanks to a car accident lawyer Toronto citizens trust, Mark was able to get compensation both from his insurance provider and the at-fault party. Had Mark figured into an accident a year before, he probably would have only gotten half of his rightful compensation. Thanks to changes in the law and the efforts of his car accident lawyer, however, he was able to get ample financial compensation for the hurts he had gone through.

“I thought it was going to be a hopeless case. The law rarely sides with poor people like me, after all. Thankfully though, reforms in personal injury law made me able to achieve justice. Of course, this also wouldn’t have been possible had I not been referred to the best car accident lawyer in Toronto. My lawyer was able to successfully negotiate with my insurance provider and the driver who run me over. If it weren’t for him, I probably wouldn’t have gotten enough money for my treatments,” Mark told us.

Mark is just one of the many financially disadvantaged personal injury victims who have attained justice due to changes in the Canadian justice system. If things continue to improve, every person in the country will be able to gain access to justice in this country.

Pricing The Poor Into The Market: Affordable iPhone Solutions

There has been a lot of talk about Apple and social justice in recent weeks and years so there is little point in me reiterating everything that has been said. From working conditions to pay packets, the multi-billion dollar company that has spawned the iPhone, iPad and iPod haven’t exactly looked after the economically disadvantaged. Also, Apple’s charity record has been under scrutiny too.

That is not my focus today. My focus is actually affordable Apple iPhone’s and how those who are not wealthy can access them.

We all know that the Apple iPhone is a fantastic device. I use one myself and the apps from the Apple App Store and various pieces of software that you can get for the iPhone helps in all aspects of life. However, what about affordable Apple iPhone’s?

The device itself isn’t cheap even if you do get one on contract. Many of the contracts are so restrictive and locked in that a great majority of the poor cannot actually afford to commit that amount of money every month. Nor can they afford to buy an Apple iPhone outright as even the models that are still supported with new apps, updates and latest releases are out of the budget of many people.

So, in a way the Apple iPhone presents a conundrum and raises questions of social justice. On the one hand those who are economically disadvantaged cannot commit to a 12 or even 24 month contract and they cannot afford to buy an iPhone outright. Apple has priced them out of the market but how can they price them into the popular cell phone market?

I believe that a line of affordable (and I mean properly affordable) iPhone’s can be created to appeal to the demographics that are unable to afford one of the high end iPhone models. Even if this affordable iPhone was not as good or had as many features as the expensive Apple iPhone’s, a simple process such as jailbreaking the device could very well open it up to the possibility of improvement.

It is incredibly easy to locate an iOS 7 jailbreak on the internet and jailbreak the Apple iPhone and with access to the Cydia App Store and increased battery life and overall performance, a cheap iPhone that a poor person can afford could be turned into a powerful device. With jailbreaking and the numerous popular features that it offers, an iPhone that perhaps does not have as many options as default could be opened up in the sense of a code hack and turned into a great smartphone.

Access to information and technology should be a human right particularly when it is a case of Apple and other retailers pricing the disadvantaged out of the market. The poor have just as much right as anyone to access devices like the Apple iPhone and if an affordable iPhone can be created then, with jailbreaking and unlocking, it can reach a whole new section of society and effectively take the first steps to pricing the poor into the market itself.

The Problem with the Segregated Housing Market, and How We Just Might Fix it

apartmentIn recent years, many countries and regions have seen an incredibly strong increase in pricing of apartments and houses, alongside the increased need for and the decreased availability for them. All in all, this is a case of the free market controlling the prices in accordance with supply and demand, but it is also a situation where there are some very clear victims and very clear beneficiary groups – in this case, the poor lose a lot of the opportunities that come just as easy as ever before for the rich.

I’m not one to bash the free market all in all, but the housing situation is one that is a lot like a situation where prices on food, water, or for that matter air go up an incredible amount due to a lack of supply or an increased demand. All of a sudden these products, which are without question necessary to all human beings, basically become owned by the richer sections of society. The same applies to housing – it is something we all need, but it is harder and harder to get to due to a number of factors.

So what’s the Problem?
One way in which the rich benefit from the 21st century housing situation, is that in many parts of the world more and more rental apartments are turned into real estate for purchase.The overall cost of purchasing an apartment and selling it five to ten years later is usually less than the cost of renting an apartment for the same period of time, but this is an out of reach proposition for many people who simply don’t have the liquidity needed to purchase an apartment. And while even the poorer classes of society could have afforded this previously, they are also increasing in price while banks hold their money tighter than ever before due to the previous bubble collapse.
Another interesting way in which the housing economy has shifted in the past few decades is that central apartments in big cities have become more and more sought after, while bigger, often nicer apartments and houses in small towns or on the city limits are basically ignored. As a result, the apartments outside of central cities are usually much cheaper in rent, creating a segregated situation in which poorer families are forced into the small towns while the rich get to enjoy all that the big cities have to offer.

Possible Solutions
So what is there to do to stop this? One way, which many countries and cities focus on, is simply to build more state housing. But this is a solution which is bereft with bureaucracy and delays, not to mention the complications which are bound to come along with political decisions of any kind.

For those reasons and others, many private individuals and companies have started taking things into their own hands. We see excellent examples such as Kenneth Dart, see http://www.kennethdart.com/who is building visionary new urban architecture, employing the free market to his advantage instead of using it for the benefit of the rich.With an increased number of housing options in urban areas, the supply will increase and the scales of supply and demand will once again shift, to the benefit of everyone. It’s popular to bash private options such as Kenneth Dart’s companies in an increasingly socialist world view, but sometimes it might actually be just the thing we need.
This is without a doubt a situation the free market has brought us to, but maybe it’s also a situation the free market can help us get out from? Private companies such as that of Ken Dart,http://deccolimited.com/dartenterprises/, and all of their work might actually pay off and lead to increased chances for all people, not just the rich and privileged, to get a chance to live in urban areas. Maybe this is how we’ll finally beat the new 21st century style segregation.

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